Disability Ratings & Workers’ Compensation Claims: What You Should Know
Disability ratings are central to workers’ compensation claims, as they are one of the primary factors that impact the amount of benefits injured workers receive.
What Are Disability Ratings for Workers’ Comp Claims?
Disability ratings are percentages that describe the degree to which a work-related injury has reduced someone’s ability to work (i.e., has reduced his wage-earning capacity). Disability ratings will typically determine whether an injured worker has a:
- Temporary partial disability
- Temporary total disability
- Permanent partial disability
- Permanent total disability
In contrast, impairment ratings are percentages that describe the degree to which a work-related injury has altered someone’s health or impaired his normal bodily function.
Both disability ratings and impairment ratings are given by injured workers’ doctors, who are legally required to issue these ratings using the fifth edition of the American Medical Association’s Guides to Evaluation of Permanent Impairment for guidelines.
How Disability Ratings Can Impact Workers’ Compensation Benefits
In Kentucky, a disability rating will generally affect how long benefit payments are paid (i.e., the number of payments to which an injured worker is entitled). In contrast, an impairment rating will generally impact the amount of benefit payments.
Disability Ratings for Work Injuries: More Important Info
- Given how central disability ratings are to determining the amount and term of benefit payments, it’s crucial that injured workers get the right disability rating.
- Not any doctor can issue disability ratings. As a result, it’s important for injured workers to see physicians who are experienced and skilled at issuing these ratings.
- Doctors can make mistakes when issuing disability and impairment ratings, and it’s crucial these mistakes are rectified ASAP to prevent impacts to people’s benefits. If you believe you have been given a wrong or inappropriate disability rating or impairment rating, it’s time to consult with an attorney and find out more about your best options for addressing the situation and moving forward.
Louisville Workers Compensation Lawyer at Murphy & Associates, PLC
Have you been hurt in a work accident? Have you been given the wrong disability rating or impairment rating? If so, it’s time to contact a trusted Louisville workers compensation lawyer at Murphy & Associates, PLC for experienced help:
- Advocating your rights and protecting your interests
- Navigating the complexities of the system
- Standing up to insurance companies who are not on your side
- Obtaining the workers’ compensation benefits you deserve
Our team of experienced lawyers is dedicated to protecting injured workers’ rights, and we will work diligently and relentlessly to ensure that you obtain the full amount of benefits to which you are entitled. While our attorneys are skilled at securing benefits for first-time claims, they are also effective at pursuing appeals when claims have been wrongly denied or terminated.