While bicycles are not motor vehicles, often the injuries that bicyclists suffer are caused by motor vehicles. Even with advances in safety gear and reflective equipment, automobiles do not always “share the road.” The laws vary from state to state on how bicycle injuries are treated. For example, in Kentucky if a cyclist is struck by a automobile, the PIP insurance from that automobile is extended to that cyclist, no matter who was at fault for the collision (see KRS 304.39-050). The cyclists uninsured motorist coverage can also be used for the cyclists injuries if the automobile does not have enough insurance to cover the cyclist. The insurance of others in the cyclist’s household may also be able to contribute if the injuries are severe enough.
In a bicycle accident the cyclist almost always loses. There is often no damage done to the vehicle and sometimes no damage to the bicycle, just the person. This is because the force is easily transferred from the vehicle through the bicycle throwing the person through the air to hit the pavement, or other object nearby. The results can be devastating. Injuries can be severe from road rash and broken bones to concussion and brain injuries. Often insurance companies will try to blame the cyclist for the collision. Usually insurance companies do not want to admit fault to avoid paying for a cyclists injuries.
Our firm represents injured bicyclists against automobile drivers and we know the importance of having an attorney on your side. If you are involved in a bicycle accident with a car you cannot afford to take chances with your case. Medical bills, pain and suffering, lost time at work and other damages are piling up. If you or someone you love has been injured in a bicycle collision, call the Louisville auto accident attorneys of Murphy & Associates today at 502-473-6464. There is no fee unless we recover money for you.